Monday, January 13, 2014

#THATAWKWARDMOMENT When Your Credit Card Declines

One night, I asked my boyfriend at the time to go out to dinner with me. I received this huge check from my former boss for doing his social media work. I was in charge of making sure that his Facebook and Twitter accounts were always updated. Occasionally, I would write up the first draft of press releases for him and his company. But most of the time, I was just managing his social media.

I deposited the check into my bank account one week early, so that everything could go through in the meantime. The following week, my ex-boyfriend told me that he was visiting New York City for the night. He lives in New Jersey and I live in New York. We both worked so much, a night out with one another was always a highly anticipated thing.

I invited him out to come have dinner with at this restaurant on Union Squares that I was dying to try out. I browsed through all the restaurants that were in around the area days prior, and this one who's name still escapes me stood out to me.

My ex and I dined and had a great time. I was sent over the bill and I gave her my card. I was extra confident because I deposited a $500. The two of us were laughing our butts off while continuing to eat.

Suddenly, the waiter came back and said "Your card was declined."

I sat there in my chair, frozen as a icicle. I never expected those words to be said towards me. Most of all, I was confused at why I was told that. I literally deposited a $500 check. So the money couldn't have been declined.

I was so embarrassed sitting there. Luckily, my ex paid the bill and said I didn't owe him anything. Still, words could not express how uncomfortable and down I was hearing those words told to me. I stopped by the bank. It said that the check was returned due to insufficient funds. My former boss later turned out to be a scammer, but that's another story.

I'm sure many of us had a moment like that, and we do our best to forget. But that was my awkward moment when it came to a declined card.

That Awkward Moment hits theaters January 31st. Go see it.

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