I have learned quite a few things when it comes to being a regular on the social scene. I have RSVP to five events in this month alone. Each event is happening back to back. Then there is of course the unexpected events that pop in your inbox and you can't help but to add it to your calendar.
One of the things I've learned about being a part of the social scene is that it sucks when you are the broke person in the club. We all have a story like that. It sucks when you are the only person sitting in a chair at a nightclub without a drink in your hands. While everyone else is toasting to champagne, whiskey, or vodka, you are the only one left out in the mix because you don't have any money. That's embarrassing.
I, too, have similar experiences when it comes to those kinds of situations. That's why I have came up with a solution for all of us. If you know that you are going to be going to nightclubs, events, and fundraisers on a regular basis, then it's time to get yourself something that I like to call “A Party Wallet.”
“A Party Wallet” is a special wallet for anyone on the go when it comes to parties and events. This wallet is only used for occasions like that. Don't use it until the day the party begins. If a party isn't happening, that wallet better be placed on top of the dresser.
Here's how it works. When you get your next paycheck, deposit all of the money. Then take out any amount from $20-$100. I don't know what goes on in each person's wallet. That's why I'm giving you the estimate. You put in money in your party wallet, and leave it on top of the dresser.
In the meantime, your own personal wallet goes through the ups and downs of finances: bills, taxes, groceries, barbershops, salons, dinner at restaurants, giving out loans for friends, etc. You really don't know how much you got left in your wallet unless you planned this out by writing a budget down on a yellow legal pad.
Once the night has arrived and you are ready to go out to a special event, the cash in your party wallet has remained untouched. The money is ready to be spent and you have no worries whatsoever. Everything is covered on your end. You go inside and there's no worries when it comes to not being able to buy a drink or order special food from the menu. Because you have saved more than enough money for special occasions like this.